Senior Credit Analyst
AD ID: 12329725 • Phnom Penh • 23h
$500+
- Main Category :
- Jobs
- Category :
- Banking/Insurance
- Job Type :
- Full-time
- Experience :
- 3 Year+
Job Purpose:
The Loan Officer will be responsible for evaluating, recommending, and monitoring tractor and other high-value loan applications. The role also involves preparing centralized sales reports to support decision-making for Mango Finance's agricultural and equipment financing business.
• Reports To: Credit Manager / Regional Sales Manager
• Company: Mango Finance Plc.
• Employment Type: Full-Time
• Department: Credit and Sales Support
• Location: Phnom Penh and Require Travelling
Key Responsibilities:
Loan Assessment & Approval
• Conduct detailed credit assessments for tractor loans and other big-ticket financing products.
• Verify customer income sources, collateral conditions (including vehicle/farm machinery), and repayment capacity.
• Conduct on-site inspections of tractors, agricultural machinery, and project locations when needed.
• Ensure compliance with internal credit policy, regulatory guidelines, and loan documentation standards.
• Coordinate with dealerships, vendors, and customers to validate submitted information and finalize disbursement.
Sales Reporting & Data Monitoring
• Consolidate and report daily, weekly, and monthly loan origination and disbursement data across regions.
• Generate reports on sales volume, loan utilization, approval rates, and delinquency trends.
• Track performance against sales targets and provide recommendations for improvement.
• Support the central team in analyzing market trends and sales efficiency metrics.
Stakeholder Engagement
• Liaise with showroom teams, regional sales, and dealer partners to ensure smooth loan processing.
• Provide support to front-line staff and sales agents on loan criteria, required documents, and pre-screening practices.
• Assist in training new sales and credit staff on tractor loan appraisal and report protocols.
Risk Mitigation & Compliance
• Identify potential risk areas in loan applications and recommend mitigations.
• Flag any non-compliant or fraudulent documentation to relevant teams.
• Ensure all credit files are complete, accurate, and audit-ready.
Key Requirements:
• Bachelor’s degree in Finance, Banking, Economics, Agriculture, or a related field.
• Minimum 2–3 years of experience in credit assessment, preferably in vehicle or agricultural equipment loans.
• Strong knowledge of tractor/agricultural machinery financing and asset valuatio
• Proficient in Microsoft Excel and reporting tools; knowledge of Core Banking System is a plus.
• Good communication, interpersonal, and coordination skills.
• Willingness to travel to provinces and customer sites as required.
Performance Indicators:
• Turnaround time on loan assessments
• Approval vs disbursement ratio
• Accuracy and timeliness of sales reports
• NPL (Non-Performing Loan) rate for tractor loan portfolio
• Collaboration effectiveness with sales and dealer network
Location: Phum Chres, Sangkat Kouk Kleang, Khan Sen Sok, Phnom Penh. Kouk Khleang, Saensokh, Phnom Penh
Show on Google Map
Contact Info: Please don't forget to mention that you found this ad on khmer24.com.
010777xxx Click To Call
0966793xxx Click To Call
Save
Report
Share
ការមិនទទួលខុសត្រូវ / Disclaimer
យើងខ្ញុំមិនគ្រប់គ្រងមាតិកា ដែលបានបង្ហោះឡើងដោយសមាជិកឡើយ។ ដូច្នេះយើងមិនទទួលខុសត្រូវលើការផ្សាយផលិតផលនេះទេ ហើយក៏មិនធានាចំពោះបញ្ហាដែលទាក់ទងដោយផ្ទាល់ ឬ ប្រយោលទៅនឹងសកម្មភាព ឬ អសកម្មណាមួយឡើយ។
We does not control the content posted by members and therefore assumes no responsibility and disclaims any liability for any consequence relating directly or indirectly to any action or inaction.
Mango Finance PLC
@mangofinanceplc
Members Since 2023-08-04 21:38:48
010777xxx Click To Call
0966793xxx Click To Call
Phnom Penh , Phum Chres, Sangkat Kouk Kleang, Khan Sen Sok, Phnom Penh.
Show on Google Map
ព័ត៌មានសុវត្ថិភាពសម្រាប់អ្នកទិញ
Safety Tips for Buyers
1.
មិនត្រូវធ្វើការផ្ញើប្រាក់ទៅមុន មុនពេលទទួលទំនិញ
Do note sent money before receiving the goods
2.
សូមពិនិត្យមើលទំនិញមុនពេលដែលអ្នកទិញ
Check the item before you buy
3.
បង់ប្រាក់បន្ទាប់ពីទទួលបានទំនិញ
Payment ofter receiving the goods
4.
ត្រូវជួបអ្នកលក់នៅទីតាំងដែលមានសុវត្ថិភាព
Meet the seller at a safe location
Related posts
Report has been success!
Cancel
ព័ត៌មានសុវត្ថិភាពសម្រាប់អ្នកទិញ
Safety Tips for Buyers
1.
មិនត្រូវធ្វើការផ្ញើប្រាក់ទៅមុន មុនពេលទទួលទំនិញ
Do note sent money before receiving the goods
2.
សូមពិនិត្យមើលទំនិញមុនពេលដែលអ្នកទិញ
Check the item before you buy
3.
បង់ប្រាក់បន្ទាប់ពីទទួលបានទំនិញ
Payment ofter receiving the goods
4.
ត្រូវជួបអ្នកលក់នៅទីតាំងដែលមានសុវត្ថិភាព
Meet the seller at a safe location
Share
Facebook
Twitter
Copy Link